Can I Use My HSA or FSA for Orthodontic Treatment?
In most cases, yes, you can use your HSA or FSA for eligible orthodontic treatment. Only the portion of your orthodontic payments(s) not paid by your dental insurance or any other plan may be considered an eligible expense.
Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA), often offered by your employer, allow you to set aside money for qualifying health care expenses for yourself, your spouse and eligible dependents.
HSA and FSAs are types of savings account that let you set aside money on a pre-tax basis to pay for qualified medical expenses. By using untaxed dollars in an HSA or FSA to pay for your treatment, you save money.
Make sure to ask your orthodontics providers whether they accept such savings account. You can check by call them using iSmartOffice™.